One important thing that you need to know about car breakdown cover is that there are two main types of cover out there. You are going to have to choose one, so it is important you know what they are. The two types are vehicle cover and personal cover. Here is a look at both of these options:
- Vehicle Breakdown Cover – Vehicle breakdown cover is one option to choose from when you choose your car breakdown cover. It essentially is cover specifically on the vehicle that you drive. This means that multiple drivers can drive it and still have cover, since it is the vehicle that is covered. This is a popular choice for couples and families that share a vehicle.
- Personal Breakdown Cover – Personal breakdown cover is another option, and instead of covering the vehicle, it covers one person. This means that if you have personal cover, you are covered, no matter what vehicle you happen to drive. For those who drive more than one vehicle on a regular basis, this can be a great choice of cover.
Multiple Cover Levels
Another important thing to know about car breakdown cover is that there are multiple cover levels that you can choose from. The level of cover that you choose will definitely have an impact on the price that you pay. If you want to know more about breakdown cover and the various cover levels, you will find that the basic level of cover is going to be roadside assistance, which basically provides you with assistance if you break down and a tow if you can’t have the vehicle fixed at the side of the road.
A higher level of cover is roadside and home. This not only includes all that roadside assistance does, but it provides help if you breakdown at your own home or close to home. Comprehensive cover is the most expensive and comprehensive of the levels of cover. It can include onward journey, complimentary vehicle, money for accommodations, and other features.